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Stated rates are accurate as of the date and time-stamp displayed next to each quote. Service fees may reduce earnings. There will/may be a penalty for early withdrawal. Minimum opening balance and minimum balance must remain on deposit to earn the stated annual percentage yield. All issuing banks listed by BanxQuote meet minimum regulatory capital requirements and are rated as "adequately" or "well capitalized". Rates are subject to change at any time and may not be available in all market areas. Please verify yields, terms and other conditions before investing. Back to the Top Savers' Scoreboard Rates quoted are among the highest offered in the U.S.