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Auto insurance protects the insured from the risks associated with owning and operating an automobile. Premiums will depend upon, among other factors, driving record, driving habits, location, and credit history.
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Home insurance protects a living space from losses related to certain natural disasters, weather, fire, vandalism, theft, and other destructive forces. Mortgage lenders require borrowers to carry this type of insurance.
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Protect
your most valuable assets.
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Health
insurance is an agreement between an insurance company
and the policyholder that provides for the payment of
medical expenses related to medical problems or
conditions that start after the agreement is made.
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A
life insurance policy is a legal contract between an
insurance company and the policyholder that provides
financial protection to a beneficiary or beneficiaries
upon the death of the policyholder. Term life insurance
provides protection for a specific amount of time, while
permanent life insurance provides protection for the
remainder of life.
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An annuity is a legal contract between an insurance company and its buyer wherein the buyer agrees to accept an specific income distributed over a specific period of time in exchange for an upfront premium.
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