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Thursday, November 20, 2008 

U.S. & Regional Composite Rates of Leading Banks

Select a region to view the leading bank rates in each state, or go to the Regional Chart to see a detailed breakdown of the states included in each region. APR is annual percentage rate.

Many institutions have different rates on their own Web sites than those posted on BanxQuote. To get better rates, please identify yourself as a BanxQuote customer.
Nationwide
Benchmark APRsStandard Credit CardPlatinum Card
FixedFeeVariableFeeFixedFeeVariableFee
West9.90%$0.0010.60%$0.009.90%$0.009.04%$0.00
Southwest9.90%$0.0011.34%$0.009.90%$0.0010.77%$0.00
North Central14.99%$011.89%$0.0014.99%$011.18%$0.00
Southeast9.90%$0.0015.24%$0.009.90%$0.0015.24%$0.00
Northeast8.81%$0.009.77%$0.009.85%$0.009.77%$0.00
National High 14.99% 15.24% 14.99% 15.24% 
National Low 7.99% 7.99% 7.99% 7.99% 
National Average9.79%$0.0011.15%$0.0010.08%$0.0010.43%$0.00



   
Update: White House, Treasury Department and U.S. Congress Rely on BanxQuote Indexes
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Money Mkt. 4.00% 0.22%
3-Month CD3.65%1.38%
6-Month CD3.75%1.61%
1-Year CD4.25%1.95%
2-Year CD4.35%2.23%
5-Year CD5.20%3.25%
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Money Mkt. 4.00% 1.66%
3-Month CD3.65%1.60%
6-Month CD3.75%1.87%
1-Year CD4.36%2.25%
2-Year CD4.35%2.29%
5-Year CD5.25%3.70%
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